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Revenue-based finance for technology

Revenue-based finance advances your business £10,000 to £1 million, repaid as an agreed percentage of your card and online takings, so you pay more in busy weeks and less in quiet ones. Founders use Rook Bristol revenue-based finance to hire engineers ahead of a contract or buy servers, networking and client hardware, with flexible; ends when the agreed amount is repaid and decision within 24 hours; funds within 48 hours of signing.

Apply nowAbout revenue-based finance
Check your eligibilityStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your finance manager.

£10K£1M
How long have you been trading?
What's your average monthly turnover?

Total money coming into your business account in a typical month.

What type of business is it?
Where should we reach you?

We'll use this only for your application.

Revenue-based finance for founders
Amount£10,000 – £1,000,000
TermFlexible; ends when the agreed amount is repaid
SpeedDecision within 24 hours; funds within 48 hours of signing
PaymentsA fixed percentage of card and online takings
Best forHospitality, retail and ecommerce businesses with regular card or online sales

Common uses in technology

  • Hire engineers ahead of a contract
  • Buy servers, networking and client hardware
  • Bridge the wait for an R&D tax credit claim
  • Fund a product launch or marketing push
  • Bridge enterprise payment terms

Why founders choose revenue-based finance

Recurring revenue is an asset

Predictable subscription income can support funding without selling equity at an early valuation.

R&D tax credits arrive later

Claims can take months to pay out. Revolving credit covers the wait so development doesn't slow.

Hardware comes first

Servers, networking kit and client deployments can be spread over their working life with asset finance.

Enterprise and public sector pay slowly

Long procurement and payment cycles leave cash tied up. Invoice finance or a revolving facility bridges them.

How does revenue-based finance work?

  1. 1

    Apply online and connect your card terminal, payment provider or ecommerce platform data, plus your business bank account through Open Banking.

  2. 2

    We look at your recent takings to agree an advance and a single, fixed total repayable, shown in pounds before you sign.

  3. 3

    Receive the funds in your business bank account, typically within 48 hours of signing.

  4. 4

    An agreed share of each day's card or online takings goes towards repayment until the total is cleared. No takings, no repayment that day.

What do I need to qualify?

  • 6 months trading
  • £10K+ in monthly turnover
  • A UK-registered business
Check my options

Other funding for founders

Questions, answered

Something else on your mind? Ask the team.

Can founders qualify for revenue-based finance?
Many can. We typically look for a UK-registered business, 6 months trading and £10K+ in monthly turnover. We review technology businesses with the sector's cash-flow patterns in mind. All finance is subject to status.
What is revenue-based finance?
It is funding repaid as a fixed percentage of your future card or online takings rather than a fixed monthly instalment. You receive a lump sum and repay an agreed total, which is collected gradually as you trade.
Is it the same as a merchant cash advance?
It works on a similar principle. Repayments are linked to card or online sales, but the total you repay is fixed and agreed before you sign, and you'll see it set out in pounds.
Do SaaS companies qualify?
Yes, if you have at least 6 months of trading and £10,000 or more in monthly turnover. Recurring subscription income strengthens an application.

Want to partner with us?

Businesses, brokers and introducers: check eligibility in about three minutes, or talk to our team about working together.

Apply nowContact our team