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Revenue-based finance for professional services

Revenue-based finance advances your business £10,000 to £1 million, repaid as an agreed percentage of your card and online takings, so you pay more in busy weeks and less in quiet ones. Firm owners use Rook Bristol revenue-based finance to hire ahead of a new client win or acquire a client book or smaller firm, with flexible; ends when the agreed amount is repaid and decision within 24 hours; funds within 48 hours of signing.

Apply nowAbout revenue-based finance
Check your eligibilityStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your finance manager.

£10K£1M
How long have you been trading?
What's your average monthly turnover?

Total money coming into your business account in a typical month.

What type of business is it?
Where should we reach you?

We'll use this only for your application.

Revenue-based finance for firm owners
Amount£10,000 – £1,000,000
TermFlexible; ends when the agreed amount is repaid
SpeedDecision within 24 hours; funds within 48 hours of signing
PaymentsA fixed percentage of card and online takings
Best forHospitality, retail and ecommerce businesses with regular card or online sales

Common uses in professional services

  • Hire ahead of a new client win
  • Acquire a client book or smaller firm
  • Pay contractors weekly while clients pay monthly
  • Fit out a new office
  • Invest in systems and software

Why firm owners choose revenue-based finance

People are the biggest cost

Salaries are paid monthly while clients pay on 30 to 60 day terms. Invoice finance or revolving credit smooths the difference.

Growth means hiring ahead

A new contract needs people in seats before the first invoice goes out.

Buying a book or a firm

Acquiring a client book or a smaller practice is a common route to growth, and a business loan can fund it.

Recruiters pay contractors weekly

Temporary and contract recruitment agencies pay workers long before clients settle. Invoice finance is built for this gap.

How does revenue-based finance work?

  1. 1

    Apply online and connect your card terminal, payment provider or ecommerce platform data, plus your business bank account through Open Banking.

  2. 2

    We look at your recent takings to agree an advance and a single, fixed total repayable, shown in pounds before you sign.

  3. 3

    Receive the funds in your business bank account, typically within 48 hours of signing.

  4. 4

    An agreed share of each day's card or online takings goes towards repayment until the total is cleared. No takings, no repayment that day.

What do I need to qualify?

  • 6 months trading
  • £10K+ in monthly turnover
  • A UK-registered business
Check my options

Other funding for firm owners

Questions, answered

Something else on your mind? Ask the team.

Can firm owners qualify for revenue-based finance?
Many can. We typically look for a UK-registered business, 6 months trading and £10K+ in monthly turnover. We review professional services businesses with the sector's cash-flow patterns in mind. All finance is subject to status.
What is revenue-based finance?
It is funding repaid as a fixed percentage of your future card or online takings rather than a fixed monthly instalment. You receive a lump sum and repay an agreed total, which is collected gradually as you trade.
Is it the same as a merchant cash advance?
It works on a similar principle. Repayments are linked to card or online sales, but the total you repay is fixed and agreed before you sign, and you'll see it set out in pounds.
Can asset-light firms get funding?
Yes. Unsecured business loans and revolving credit don't require property or equipment as security. We look at turnover, cash flow and client quality.

Want to partner with us?

Businesses, brokers and introducers: check eligibility in about three minutes, or talk to our team about working together.

Apply nowContact our team