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Business loans for law firms

An unsecured business loan is a lump sum from £10,000 to £1 million, repaid in fixed monthly instalments over up to 60 months, with no property or assets taken as security. Law firm partners use Rook Bristol business loans to fund disbursements on active matters or spread the cost of a PII renewal, with 3 to 60 months and decision within 24 hours; funds within 48 hours of signing.

Apply nowAbout business loans
Check your eligibilityStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your finance manager.

£10K£1M
How long have you been trading?
What's your average monthly turnover?

Total money coming into your business account in a typical month.

What type of business is it?
Where should we reach you?

We'll use this only for your application.

Business loans for law firm partners
Amount£10,000 – £1,000,000
Term3 to 60 months
SpeedDecision within 24 hours; funds within 48 hours of signing
PaymentsFixed monthly instalments
Best forExpansion, refurbishment, hiring, stock and one-off investments

Common uses in law firms

  • Fund disbursements on active matters
  • Spread the cost of a PII renewal
  • Hire fee earners or open a new office
  • Acquire another practice or client book
  • Invest in case management systems

Why law firm partners choose an unsecured business loan

Disbursements come before fees

Court fees, counsel's fees, expert reports and search fees are paid out long before matters conclude. Revolving credit keeps them moving.

Work in progress is slow to bill

Litigation and conditional fee matters can run for months or years before a fee is recovered.

Client money stays separate

Client account funds can't be used for office costs under SRA rules, so the firm needs its own working capital.

Tax and PII renewals are lumpy

Professional indemnity insurance renewals and partners' tax bills land as large, predictable sums. Spreading them protects cash flow.

How does an unsecured business loan work?

  1. 1

    Apply online in a few minutes with your Companies House number, turnover and what the funds are for. Checking eligibility won't affect your credit file.

  2. 2

    Connect your business bank account through Open Banking so our decision engine can read real trading performance, not just a credit score.

  3. 3

    Your UK finance team confirms an amount, term and total cost, set out in pounds, within 24 hours. Nothing is binding until you sign.

  4. 4

    Sign electronically and the funds reach your business account, typically within 48 hours. Repay by Direct Debit on a fixed schedule.

What do I need to qualify?

  • 6 months trading
  • £10K+ in monthly turnover
  • A UK-registered business
Check my options

Other funding for law firm partners

Questions, answered

Something else on your mind? Ask the team.

Can law firm partners qualify for an unsecured business loan?
Many can. We typically look for a UK-registered business, 6 months trading and £10K+ in monthly turnover. We review law firms businesses with the sector's cash-flow patterns in mind. All finance is subject to status.
What is an unsecured business loan?
It is a loan that isn't secured against a specific asset such as property or machinery. You receive a lump sum and repay it in fixed instalments. Directors are usually asked for a personal guarantee, which is standard across UK unsecured lending.
How much can my business borrow?
Rook Bristol lends from £10,000 to £1 million. The amount offered depends on your turnover, trading history, cash flow and existing commitments. As a guide, applicants need at least 6 months of trading and £10,000 or more in monthly turnover.
Do you lend to SRA-regulated firms?
Yes. We fund solicitors' practices, including sole practitioners, LLPs and ABSs, subject to status.

Want to partner with us?

Businesses, brokers and introducers: check eligibility in about three minutes, or talk to our team about working together.

Apply nowContact our team