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Asset finance for hotels, pubs & leisure

Asset finance spreads the cost of vehicles, machinery and equipment over its working life through hire purchase or leasing, with the asset itself securing the agreement so your cash stays in the business. Hospitality operators use Rook Bristol asset finance to refurbish bedrooms, bars or function spaces or fit out a beer garden or terrace, with up to 60 months, matched to the asset's working life and decision within 24 hours.

Apply nowAbout asset finance
Check your eligibilityStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your finance manager.

£10K£1M
How long have you been trading?
What's your average monthly turnover?

Total money coming into your business account in a typical month.

What type of business is it?
Where should we reach you?

We'll use this only for your application.

Asset finance for hospitality operators
Amount£10,000 – £1,000,000 per asset or package
TermUp to 60 months, matched to the asset's working life
SpeedDecision within 24 hours
PaymentsFixed monthly payments, with or without a deposit
Best forVans, plant, machinery, kitchens, medical and technology equipment

Common uses in hotels, pubs & leisure

  • Refurbish bedrooms, bars or function spaces
  • Fit out a beer garden or terrace
  • Buy cellar, kitchen or gym equipment
  • Hire and train seasonal staff
  • Cover costs through the off-season

Why hospitality operators choose asset finance

Trade is seasonal

A coastal hotel's August looks nothing like its February. Revenue-based finance repays more in peak weeks and less when it's quiet.

Refurbishment drives bookings

Tired rooms and dated bars show up in reviews. Refresh them before the season, not after.

Costs arrive before guests

Staff, stock and energy are paid for ahead of the summer or festive rush.

Tied and free-of-tie pubs both qualify

What matters to us is your trading performance, whichever pub model you run.

How does asset finance work?

  1. 1

    Send us the supplier's quote, new or used, and tell us whether you want to own the asset at the end or simply use it.

  2. 2

    We confirm the asset's value and recommend hire purchase or leasing, with a term matched to how long the asset will earn for you.

  3. 3

    Once you sign, we pay the supplier directly and the asset is delivered to you.

  4. 4

    Make fixed monthly payments. With hire purchase, ownership passes to you after the final payment; with leasing, you can return, extend or upgrade.

What do I need to qualify?

  • 6 months trading
  • £10K+ in monthly turnover
  • A UK-registered business
Check my options

Other funding for hospitality operators

Questions, answered

Something else on your mind? Ask the team.

Can hospitality operators qualify for asset finance?
Many can. We typically look for a UK-registered business, 6 months trading and £10K+ in monthly turnover. We review hotels, pubs & leisure businesses with the sector's cash-flow patterns in mind. All finance is subject to status.
What is asset finance?
Asset finance is a way to acquire business equipment and spread the cost over time. The two main types are hire purchase, where you own the asset at the end, and leasing, where you rent it for an agreed period.
What's the difference between hire purchase and leasing?
With hire purchase you pay in instalments and ownership transfers to you after the final payment, usually with a small option-to-purchase fee. With leasing the finance provider owns the asset and you pay to use it, with options to return, extend or upgrade at the end.
Can seasonal businesses get funding?
Yes. We look at your trading across the year, and revenue-based finance is designed so repayments follow your takings.

Want to partner with us?

Businesses, brokers and introducers: check eligibility in about three minutes, or talk to our team about working together.

Apply nowContact our team