About the role
You'll review bank statements, trading data and credit files to decide who we fund and on what terms. We look at the whole business, not just a score, so judgement matters.
Most decisions go out within 24 hours, so you'll work at pace with a small, experienced credit team.
What you'll do
- Underwrite applications from £10K to £1M across our products
- Analyse bank statements, management accounts and credit reports
- Write clear credit papers and recommendations
- Monitor the performance of funded businesses
- Help improve our credit policy and decisioning rules
What you'll bring
- 1+ years in credit analysis or underwriting, ideally in SME or alternative finance
- Confidence reading bank statements and financial accounts
- Sound judgement and clear written communication
- Strong Excel or Google Sheets skills
Nice to have
- Experience with merchant cash advance or revenue-based finance
- Familiarity with Open Banking data
What we offer
- Competitive salary and pension
- Private healthcare
- Generous holiday allowance
- Hybrid working from Bristol
- Learning and development budget